Welcome to the Retirement Learning Center!
Welcome to the University of North Texas System! The Texas public higher education system offers two retirement plans: the Teacher Retirement System of Texas (“TRS”), a traditional defined benefit pension plan, and the Optional Retirement Program (“ORP”), a self-directed defined contribution program.
- Teacher Retirement System of Texas (TRS)
- Optional Retirement Program (ORP)
- Additional Information on the ORP
- Overview of the TRS and ORP Plans
This Learning Center provides detailed information and different resources for each retirement program, as well as a comparison between the two programs. When you have made your decision on the retirement program that is right for you and your situation, visit Next Steps to view any required actions (if applicable).
Send an email to the Benefits Office.
When you have decided on your preferred retirement program, any required action for you to take is described below. Remember if you would like to enroll in the Optional Retirement Program and do not complete the below next steps during your election period, you will remain enrolled in the Teacher Retirement System.
There isn’t any required action at this time. You may consider participating in the TSA Plan.
To opt out of the TRS and enroll and participate in the ORP, follow the below next steps:
- Print the TRS-28 form and the Optional Retirement Program Acknowledgement Form.
- Complete and sign the required forms. Please note the TRS-28 Form must also be notarized.
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Return the required forms to the Benefits Office at the address below during your election period:
Business Service Center
HR Benefits
1112 Dallas Drive, STE #4200
Denton, Texas 76205 - After your forms have been processed, you will receive an email with further instructions on how to choose your ORP Retirement Provider.